Holly Johnson

Holly Johnson
Holly Johnson

• Leading voice on life insurance, personal finance, debt, and credit card rewards
• 2015 Plutus Award for “Best Contributor/Freelancer for Personal Finance”
• Co-author of the book "Zero Down Your Debt," released in January 2017 (Mango Publishing)
• Co-owner of popular personal finance website, ClubThrifty.com​


Holly D. Johnson is an award-winning writer who covers real estate, life insurance, and other related topics. Her work has been featured by Investopedia, Business Insider, Bankrate, Forbes, Kiplinger Personal Finance, Policy Genius, and Fox Business. She has spent more than a decade of her life helping families make important financial decisions at each stage of their lives through her informative writing. Before that, Holly worked in the funeral home industry for 20 years.

Holly is the founder of the personal finance website Club Thrifty and a co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."


Holly attended Ball State University in Muncie, Indiana.

About The Spruce

The Spruce, a Dotdash brand, is a new kind of home website offering practical, real-life tips and inspiration to help you create your best home. The Spruce family of brands, including The Spruce, The Spruce Eats, The Spruce Pets, and The Spruce Crafts collectively reach 30 million people each month.

For more than 20 years, Dotdash brands have been helping people find answers, solve problems, and get inspired. We are one of the top-20 largest content publishers on the Internet according to comScore, a leading Internet measurement company, and reach more than 30% of the U.S. population every month. Our brands collectively have won more than 20 industry awards in the last year alone and, most recently, Dotdash was named Publisher of the Year by Digiday, a leading industry publication.

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